Download 50plus in Deutschland und Europa: Ergebnisse des Survey of by Axel Börsch-Supan, Karsten Hank, Hendrik Jürges, Mathis PDF

By Axel Börsch-Supan, Karsten Hank, Hendrik Jürges, Mathis Schröder

Der vorliegende Band stellt Ergebnisse der ersten Befragungswelle des Survey of well-being, growing old and Retirement in Europe (SHARE) vor, in deren Rahmen mehr als 30.000 Personen im modify 50plus aus eleven Ländern befragt wurden. In acht Kapiteln werden verschiedene ökonomische, soziale und gesundheitliche Aspekte des Alterns in Deutschland und Europa beleuchtet. Darin spiegelt sich die disziplinäre und thematische Vielfalt sowie das Forschungspotential des proportion wider, das durch die Möglichkeit von Längsschnittauswertungen zukünftig noch potenziert wird.

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In Abschnitt 3 werden diese Effekte durch eine entsprechende Medianbetrachtung sowie die Berechnung von Standardabweichungen berücksichtigt. 14 OECD (2005). 000 Euro im Jahr von der Analyse ausgeschlossen, um die versehentliche Angabe von Einmalauszahlungen im Rahmen privater oder betrieblicher Altersvorsorge auszuschließen. 15 54 Axel Börsch-Supan & Christina B. Wilke Anhang A2: Aufbau der Rentensysteme in den SHARE-Ländern In Abschnitt 2 wurde das Konzept der drei Säulen der Alterssicherung vorgestellt.

Auch bei den übrigen öffentlichen Transfers fallen in der Regel keine Steuern und Sozialabgaben an, so dass auch hier Brutto gleich Netto gesetzt wird. Das Gleiche gilt für die privaten Transfers. Anders sieht es bei Einkommen aus betrieblichen und privaten Renten, sowie aus Kapital, Miete und Verpachtung aus. Hier gelten in den einzelnen Ländern äußerst unterschiedliche Regelungen, die im Prinzip von voller nachgelagerter Besteuerung bis zur völligen Steuerfreiheit reichen. Die effektive Besteuerung ist im Durchschnitt in den betrachteten acht Ländern jedoch wegen der unterschiedlichen Freigrenzen eher gering.

Dies wird mit den nächsten SHARE Wellen möglich sein. Abbildung 11: Ansprüche künftiger Rentner auf Leistungen aus der zweiten und dritten Säule 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% DE SE Zweite Säule (heute) NL ES Zweite Säule (künftig) IT FR Dritte Säule (heute) DK GR Dritte Säule (künftig) Anmerkung: Gewichtete Werte nach Geschlecht, Alter und Haushaltsgröße. Quelle: Eigene Berechnungen auf Basis der SHARE-Daten, Release 1. 34 Axel Börsch-Supan & Christina B. 6 Die Rolle des Eigenheims Bei der Betrachtung des verfügbaren Gesamteinkommens in diesem Abschnitt haben wir einen Aspekt bisher außen vorgelassen, und zwar die Rolle des Eigenheims.

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